Overview
Kathryn Puls is a partner in Chapman's Fintech and Payments practice and a member of the Bank Corporate Group and Banking and Financial Services Department. She focuses her practice on counseling state and national banks, financial technology companies, and other financial institutions on legal, regulatory, and commercial issues relating to fintech and the payments industry and negotiating commercial agreements with fintech companies, merchants, financial institutions, payment service providers, card schemes, and other payment system participants.
Kathryn's experience includes advising on matters involving legal and regulatory risks facing fintechs and financial institutions, as well as contract and treasury management matters including commercial credit card and other bank products. Kathryn also advises payment industry participants on program participation, market entry, and product rollouts.
Prior to joining Chapman in 2018, Kathryn practiced in-house for one of the largest US banks. Kathryn's in-house experience includes advising on credit card issuing, payments, treasury products, and regulatory issues facing financial institutions and their clients.
Throughout her career, Kathryn has been active in several pro bono initiatives including veteran benefits and asylum matters. During her studies at the University of Wisconsin Law School, Kathryn volunteered in the Legal Assistance to Institutionalized Persons clinical program, where she handled a variety of post-conviction legal matters. In addition to her pro bono work, Kathryn collaborates with Chapman's Wellness Partner in overseeing comprehensive wellness initiatives for the firm.
Practice Focus
- Bank Mergers and Acquisitions and Regulatory Applications
- Bank Regulatory Matters
- Bank Secrecy/USA Patriot Act and OFAC
- Banking and Financial Services
- Cash Management and Payment Systems
- Chartering of Financial Institutions
- Commercial Lending
- Consumer Credit Transactions
- Consumer Financial Services
- Credit Card Lending and Processing
- Deposit and Investment Products
- Fair Lending and Equal Credit Opportunity
- Fintech and Marketplace Lending
- Interest and Usury
- Internet Banking
- Non-Banking Activity Approvals
- Outsourcing and Vendor Service Agreements
- Payment Products and Systems
- Privacy and Fair Credit Reporting
- Technology and Payment Processing
Admitted
Illinois
Wisconsin
Education
University of Wisconsin Law School, J.D., 2012
Marquette University, M.A., History, 2007
Marquette University, B.A., History, 2004