Chapman wrote the book on the marketplace lending regulatory landscape that the entire industry has come to rely upon. First published in 2013, the 2024 update covers a vast array of topics including dealing with the rough times faced by fintechs and banks; activities from and affecting the CFPB; true lender litigation; the increasing number of state laws impacting marketplace lending programs on usury, licensing, and commercial disclosures; coverage of newer products offered by fintechs such as Buy Now Pay Later, Earned Wage Access, and Income Sharing programs; and a whole host of legal, regulatory, and judicial developments that affect the marketplace lending industry.
